Will My Insurance Cover IOP? How to Pay for Intensive Outpatient Treatment

Using health insurance to help pay for IOP rehab

When it comes time to get help for our addictions, we don’t know where to turn. We wonder what people with think if we say we need help. We wonder what treatment includes. We wonder which facility or program is the correct fit. We wonder if we can stay sober. We wonder how much our life will change.

Don’t worry, these feelings are all normal and part of breaking the cycle of addiction. Many enter treatment without knowing what it entails because they have never been or had a close loved one experience treatment.

We also worry about paying for cost, as some figures online look astronomical. Don’t worry the cost of rehab for drugs and alcohol doesn’t have to break the bank. There are ways to lower the bill to you, and that includes using your health insurance to help cover some of the cost of addiction treatment.

Types of Treatment

There are many different types of treatment programs when we are ready to break the cycle of addiction. One of those is rehab for drugs and alcohol. Inpatient rehab is where patients live at the facility while receiving care.

The other option is an intensive outpatient program, or IOP. These programs are similar in that a person attends a facility for therapy or counseling. They learn about what caused them to turn to drugs and alcohol and identify any underlying conditions. They then get the tools to break the cycle of addiction and live a sober life. But the big benefit of an IOP is that they leave at the end of the day.

A person in an IOP lives at home during treatment and can maintain work or family responsibilities. They can get treatment without needing to break off their connections to the traditional world!

Using Health Insurance

Many of us worry about the cost of attending a rehab program, but it doesn’t have to be as expensive as you believe. There are scholarships and many facilities will work with patients to determine a payment plan.

Health insurance can also be used to help cover the cost of an IOP program. Federal law requires health insurance providers to cover some of the cost of drug and alcohol treatment. That includes aspects such as detox, rehab and aftercare. But every plan is different, so it is best to check with your provider on what they cover and for how much. That way you know exactly what to expect when you find a rehab facility.

Don’t let the cost of rehab or an IOP program hold you back from getting sober. Health insurance can be used to cover the cost and make it within reach.

Start Sobriety Now

If you are ready to break your addiction to drugs or alcohol, reach out to us today at Country Road recovery. Our counselors can talk to you about your condition and how addiction has taken hold of your life. They can also talk to you about treatment options, such as an IOP, and using your health insurance to cover the cost.